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"GOLF COURSE HOME!"
• 1,105 sq. ft., 2 bath, 2 bdrm single story "Villa" -  MLS® $70,000 - PRICE REDUCED $19,000! New Haven Condo, Largo - * BACK ON MARKET! PRICE REDUCED ON GOLF COURSE HOME - OWNER SAYS SELL! *
Picture yourself walking out your back door and practicing your putting or trying out your short clubs. Don't play golf? That's OK. They have a beautiful heated pool and many other activities. This is Largo's hidden paradise. SMALLER PETS ARE PERMITTED!! This home is sold furnished. All appliances and existing furniture stay.
Looking for a well maintained ground floor 55+ Villa with little to do but enjoy all of the great amenities? Relax! This beautiful unit is steps from the chip and putt golf course, beautiful lake and is located near the rear of this quiet, peaceful community. It has newer wood floors and wood doors. The AC and appliances are nearly new. The condition of this home is immaculate!
You will love the large bedrooms, two full baths, large living room and nice dining room and kitchen. The laundry is by the kitchen and the washer and dryer are included. There's even a screen enclosed florida room which looks out at the golf course.
The location is great; close to shopping and minutes from the beach! This beauty won't last. Call me to learn how to save an additional $500! Property information
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New Haven Condo, Largo - Announcing a price reduction on 1221 10th Circle SE., #169, a 1,105 sq. ft., 2 bath, 2 bdrm single story "Villa". Now MLS® $70,000 - PRICE REDUCED $19,000!. Property information
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Today's real estate environment has evolved over the past two years. Although prices may have hit bottom, some of that may be due to a new strategy being used by banks to unload their bank owned properties for the maximum price the market will allow. Banks have learned what real estate professionals have been saying in this down market all along; price the home below the market. For a number of reason, buyers and especially first time buyers have started getting into the market. I see it in a number of ways. I'm seeing increased numbers in my calls from buyers, responses to advertising, leads from lead generating companies and traffic to my web site. While this is great news for the industry, new tactics are being used by the banks to reduce their inventory. The banks have learned that if you under-price a home, it will attract a lot of attention. Buyers believe that they have finally found their dream home at an affordable price. However, they also quickly discover that they are not alone. Interest in the under priced home quickly results in multiple offers on the home and a situation similar to the market frenzy of 2004-2005 quickly drives the asking price to the maximum price the market will bear. The point of this article is to first, alert you to this phenomenon. Secondly, I will endeavor to provide some guidance that may help you to compete in this new arena. How can you compete and win in this bidding war? By understanding how each offer is viewed by the banks and how you can structure your offer to give yourself the best competitive edge. Remember, I'm not suggesting that all banks have now begun to price the homes they control, correctly. It is always smart to have good representation and insist on detailed comparable studies be completed in order to know if the price is indeed, "below market." Banks want to move quickly to get rid of their inventory. Every dollar tied up in inventory is money they cannot lend. Additionally, the longer it takes to sell a home, the more holding costs the banks incur. If YOU can pay all cash, you eliminate the bank's time to close because you aren't going requiring a contingency period for financing approvals, appraisals, etc. This also saves you "out-of-pocket" expenses. The shorter time it will take to close your deal, the more attractive your offer looks to the bank. Here are a few other ways you can increase the attractiveness of your offer: Have all of your loan application completed in advance. Make sure you bring everything your lender requests. Have the bank issue a pre-approval letter that is actually signed and not just produced by a computer. Put in as big a down payment as you can possibly afford. Be prepared to accept the home in as-is condition and spell it out in the offer. Reduce the close of escrow to less than 30 days if at all possible. Reduce the inspection contingency to no more than 5 to 7 days. Offer to pay more than the asking price, if possible.
Now that you finally decided become a homeowner, you need to plan ahead, as we get closer to the end of the "up to $8,000" tax credit window of November 30 2009, there will be far more competition and you will need all the help you can get. Don't try to go at it alone. Find and work closely with a qualified professional and be prepared to go see a house as soon as it is on the market and possibly write an offer on the spot. Happy Hunting! Bud Cooke, GRI, e-PRO®, Charles Rutenberg Realty, Inc. Serving Pinellas County, Florida and the Gulf Beaches
Visit us at http://www.Selling-Pinellas.com, & http://www.BudCooke.com. Write to Bud@BudCooke.com or call at 727-459-5460.
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According to the following study results, Floridians confidence is on the rise. How about you. Has your confidence risen. I'm seeing more buyers asking for help finding bargain homes. Investors are also looking again. Here's the article from the Florida Association of Realtors®
------------------------------------------------------------------------------------- FLORIDA CONSUMER CONFIDENCE
Consumer confidence among Floridians surged six points in April as housing prices flattened and the economy seemed to stabilize, according to a UF survey. The strength of the rebound surprised UF economist Chris McCarty.
Read the full story:
http://www.floridarealtors.org/NewsAndEvents/n1-042909.cfm Bud Cooke, GRI, e-PRO®, Charles Rutenberg Realty, Inc. Serving Pinellas County, Florida and the Gulf Beaches
Visit us at http://www.Selling-Pinellas.com, & http://www.BudCooke.com. Write to Bud@BudCooke.com or call at 727-459-5460.
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Note that this information is outdated. If first-time homebuyers wait until November to sign a sales contract, it's probably too late to get the $8,000 tax credit. To qualify, buyers must close before Dec. 1 - a signed contract is not enough. New construction should be started by mid-summer to qualify. Read More Bud Cooke, GRI, e-PRO®, Charles Rutenberg Realty, Inc. Serving Pinellas County, Florida and the Gulf Beaches
Visit us at http://www.Selling-Pinellas.com, & http://www.BudCooke.com. Write to Bud@BudCooke.com or call at 727-459-5460.
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I've always had an avid interest in real estate investing and have owned many investment homes over the years. Along with my normal responsibilities as a real estate sales associate, I also work as an investor. Over the years I've learned many lessons that I now find to be almost instinctual. Some were learned the hard way, many from other investors. My partner and I were walking through a home and he noticed that I moved very cautiously across the floor. I thought I might share with you my reasons for this. When you enter a bank owned or foreclosure home, make certain you take your time walking across each room's flooring. There are a couple of reasons. First and foremost, you should be very careful since often, needed repairs will have been ignored or set aside due to the previous owner's lack of funds. I've been in homes that had termite problems, where 1/2" rather than 3/4" plywood was used to repair a flooring hole. Since it's very possible they may have used whatever was laying around... well you see the picture. Falling through a damaged floor is hard on the bones. The second issue is potential repair costs. If you are paying close attention, you can feel changes in the levelness of the floor, soft areas that may require pulling out flooring to the base, and other items that could present an unpleasant surprise after you begin the demo portion of repairs. Forewarned is forearmed  Bud Cooke, GRI, e-PRO®, Charles Rutenberg Realty, Inc. Serving Pinellas County, Florida and the Gulf Beaches
Visit us at http://www.Selling-Pinellas.com, & http://www.BudCooke.com. Write to Bud@BudCooke.com or call at 727-459-5460.
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Today I finally reached the agent for a property my partner and I looked at yesterday in St. Petersburg. It had been on the market 3 days and looked perfect. It was a bank owned that needed an AC, flooring, dry wall and some cabinet and counter work in the kitchen. It also had an above ground pool and deck that needed to be taken away. List price: $79,900. According to the comps, based on square footage, in market condition it should get $170+ and for a quick sale could have been sold at $155. It's a 4/2/1 and would need about $20k in repairs. Unfortunately, you have to move very quickly when you find these deals. We had lost out before we began. By the time we looked at the house, there had been seven offers and the bank had agreed to one of them. Normally I would have talked to the agent before going out to the property, but because it was a holiday weekend, the agent was out of town and could not be reached right away. If you're thinking about buying a cheap home in an area that will make you some money or be a fairly safe investment, you will have to move quickly. Investing is not an emotional purchase. Oh well, where's the next one? If you would like to get involved or just buy yourself a home, call me at 727-459-5460. By the way, check me out on Twitter at http://www.twitter.com/budcooke. If you want to generate more traffic for your business and you use Twitter, try ViralFloowers at http://viralfollowers.com/BudCooke/vu/. They will help grow your followers exponentially. Bud Cooke, GRI, e-PRO®, Charles Rutenberg Realty, Inc. Serving Pinellas County, Florida and the Gulf Beaches
Visit us at http://www.Selling-Pinellas.com, & http://www.BudCooke.com. Write to Bud@BudCooke.com or call at 727-459-5460.
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Note that this information is outdated. HOME PRICES U.S. home prices rose 1.7 percent on a seasonally-adjusted basis from December to January, according to the Federal Housing Finance Agency, which regulates Fannie Mae, Freddie Mac and the 12 Federal Home Loan Banks. Read the full story: Read More
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"GOLF COURSE HOME!" • 1,105 sq. ft., 2 bath, 2 bdrm single story "Villa" - MLS® $89,000 - PRICE REDUCED! New Haven Condo, Largo - ************ PRICE REDUCED ON GOLF COURSE HOME - OWNER SAYS SELL! **************
Picture yourself walking out your back door and practicing your putting or trying out your short clubs. Don't play golf? That's OK. They have a beautiful heated pool and many other activities. This is Largo's hidden paradise. SMALLER PETS ARE PERMITTED!! This home is sold furnished. All appliances and existing furniture stay.
Looking for a well maintained ground floor 55+ Villa with little to do but enjoy all of the great amenities? Relax! This beautiful unit is steps from the chip and putt golf course, beautiful lake and is located near the rear of this quiet, peaceful community. It has newer wood floors and wood doors. The AC and appliances are nearly new. The condition of this home is immaculate!
You will love the large bedrooms, two full baths, large living room and nice dining room and kitchen. The laundry is by the kitchen and the washer and dryer are included. There's even a screen enclosed florida room which looks out at the golf course.
The location is great; close to shopping and minutes from the beach! This beauty won't last. Property information
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If you are in the market for a home and you've decided to purchase a condo, you may want to be mindful of some potential hidden charges. First, often lenders repossess a home where the monthly maintenance fees have not been paid for some period of time. Since the normal fees in our area typically run anywhere from $150 to $450 a month, the total outstanding fees could total several thousand dollars. Lenders often will bury that the seller is responsible for making up these fees, in the addenda that they require be signed as a part of the contract. If you or your agent don't notice these additional costs, you could be stuck learning about them on your copy of the "HUD-1" statement presented by the closing company during the last few days before close, or even at the closing table. If enough homes in the same community have been foreclosed on and home owners association fees have been affected, it would be wise to make certain that the condo association doesn't plan an increase in these fees to make up shortages incurred. If you're looking for a real estate professional to help you through the process of purchasing a foreclosed home, call me at 1-866-200-5332 x.2002. You need an buyer's representative experienced with foreclosures, pre-foreclosures and bank owned homes.
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Mission Hills, Clearwater - The single story at 2964 Mission Drive E. has been sold. This home was sold at auction and closed in two weeks to cash buyer. Property information
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If you're looking to buy an investment condo at a great price in Florida, you just might want to get your loan application nailed down and in before January 15th. That's the day that Fannie Mae toughens its policies on condo properties in Florida. This could end the bottom fishing currently being done by investors and smart purchasers. In letters sent to lenders before the Christmas, Fannie Mae indicated that declining market conditions in Florida forced it to require bigger minimum downpayments and more extensive underwriting reviews before funding new loans. All loan applications for units in new and existing condo projects in Florida will go through an intensive review process by in-house underwriting teams to evaluate the building, its finances and local market conditions. Lenders presumably will look to borrowers to pay the extra costs … and the additional time required for reviews could complicate some transactions. If you are interested in condos, make sure your financial house is in order or hurry to get in now before the tougher standards take place on the 15th!
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New Haven Condo, Largo - Announcing a price reduction on 1221 10th Circle SE., #169, a 1,105 sq. ft., 2 bath, 2 bdrm single story "Villa". Now MLS® $10,000 - TO BE AUCTIONED!. Email me to get a copy of the auction flyer with more details about the auction. Bud@BudCooke.com Property information
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Unbelievably Low Price!
• 812 sq. ft., 1 bath, 2 bdrm single story - MLS® $59,000 - PRICE REDUCED! Mission Hills, Clearwater - RELAX AND ENJOY WORRY FREE SENIOR LIVING.
PRICED TO SELL!
** PLUS 1 YR HOME WARRANY!
Mission Hills Condo is one of the area's premier 55+ communities with so many activities that even the most active will have trouble finding the time! Do as much or as little as you like. Relax and enjoy the heated pool, sit and chat with friends in the recreation center, shoot a game of billiards, enjoy the shuffle board courts or take part in some or all of the many planned events each month.
This large 2 bed home has newer cabinetry in kitchen and bath. The stated square footage of 812 sq ft does not include the built out Florida room which makes the living area one of the larger units in the community. The Master bedroom is large and looks out over the park-like rear courtyard. Your new home includes newer appliances in the kitchen, remodeling in the kitchen and bath, newer carpeting and there's even a new Murphy bed in the 2nd bedroom.
Did I mention that there is a free 1 year home warranty paid by the seller!  Call me at 727-459-5460 to learn how to save an extra $500 on this great home!
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